• Skip to Main Content
  • Skip to Primary Navigation
  • Skip to Footer Navigation
Eastern Connecticut Savings BankEastern Connecticut Savings Bank

  • Open an Account
  • Apply for a Loan
  • Find a Branch
  • Pay ECSB Credit Card
  • Tools and Resources
  • Contact Us
  • Check Mortgage Rates
Online Banking Login

Online Banking Login
  • Open an AccountOpen an
    Account
  • Apply for a LoanApply for
    a Loan
  • Find a BranchFind a
    Branch
  • Pay ECSB Credit CardPay ECSB
    Credit Card
  • Tools and ResourcesTools and
    Resources
  • Contact UsContact
    Us
  • Check Mortgage RatesCheck Mortgage Rates
FDIC Insured - Backed by the full faith and credit of the U.S Government
  • Personalchevron-down-double
    • Checking Accounts
    • Savings
    • Retirement (IRA/SEP)
    • Lending
    • Online Services
    • Additional Services
    • Tools & Resources
  • Businesschevron-down-double
    • Checking Accounts
    • Savings & CDs
    • Business Services
    • Lending
  • Aboutchevron-down-double
    • Foundation
    • Directors & Officers
    • Community Commitment
    • Main and Ferry Office Rental
    • News & Noteworthy
    • Careers
    • Hours & Locations
    • Contact Us
  • Rateschevron-down-double
    • Deposit Rates
    • Mortgage Rates
    • Consumer Loan Rates
    • Calculators
Home Business Lending

Lending

You can be on your way to quickly and conveniently applying for a Business or Commercial Loan. We have a variety of loans to fit your business needs. Because it matters to you, it matters to us.

Looking to purchase a business property? Whether it’s a building or land you want to purchase, we offer a variety of loan options.  Please look to us to assist you with debt restructure taking advantage of our competitive interest rates.

Financing to fund construction, acquisition and refinancing of commercial real estate property.  Flexible terms custom build for your needs!

Revolving line of credit used for seasonal or other short term working capital needs.   Funds available when you need it.

  • Commercial
    Mortgages
  • Real
    Estate Mortgages
  • Real Estate
    Lines of Credit

Commercial Mortgages

Looking to purchase a business property? Whether it’s a building or land you want to purchase, we offer a variety of loan options.  Please look to us to assist you with debt restructure taking advantage of our competitive interest rates.

Real Estate Mortgages

Financing to fund construction, acquisition and refinancing of commercial real estate property.  Flexible terms custom build for your needs!

Real Estate Lines of Credit

Revolving line of credit used for seasonal or other short term working capital needs.   Funds available when you need it.

When you’re ready to start of grow your business, purchase new equipment, or just need some extra cash to get through the lean times, we can help with a wide variety of financing options. We can work with you to arrange a payment schedule that matches your funding needs.

Ideal for short term working capital needs such as seasonal business changes or inventory and accounts receivable fluctuations.

An ideal loan for professionals, i.e. physicians, dentists, attorneys (including loans to their practices), accountants and business leaders. Proceeds used for working capital.

Small Business Administration Lending

We are able to offer a wide range of financing programs, such as the SBA 7(a) and 504 loans, to help small businesses start and grow their operations.

  • Commercial
    Term Loans
  • Working Capital
    Line of Credit
  • Professional Advantage
    Line of Credit
  • SBA
    Lending

Commercial Term Loans

When you’re ready to start of grow your business, purchase new equipment, or just need some extra cash to get through the lean times, we can help with a wide variety of financing options. We can work with you to arrange a payment schedule that matches your funding needs.

Working Capital Line of Credit

Ideal for short term working capital needs such as seasonal business changes or inventory and accounts receivable fluctuations.

Professional Advantage Line of Credit

An ideal loan for professionals, i.e. physicians, dentists, attorneys (including loans to their practices), accountants and business leaders. Proceeds used for working capital.

Small Business Administration Lending

We are able to offer a wide range of financing programs, such as the SBA 7(a) and 504 loans, to help small businesses start and grow their operations.

Offers the flexibility to separate business from personal expenses, access to free spending reports and the purchasing power you need to manage your business.

To learn more

  • Visa® Business
    Credit Cards

Visa® Business Credit Cards

Offers the flexibility to separate business from personal expenses, access to free spending reports and the purchasing power you need to manage your business.

To learn more

Download Application Documents

Our Commercial Loan application documents are available online. You can download the following documents, fill them out and bring them to your local branch.

  • Commercial Loan application
  • Personal Financial Statement
  • Schedule of Real Estate Owned

Call

Call us toll free at 860-889-7381 to schedule an appointment with one of our lenders.

Visit

Stop by one of our branches.

Google Translate
[google-translator]
Eastern CT Savings Bank logo
  • Personal
    • Checking Accounts
    • Savings
    • Retirement (IRA/SEP)
    • Lending
    • Online Services
    • Additional Services
    • Tools & Resources
  • Business
    • Checking Accounts
    • Savings & CDs
    • Business Services
    • Lending
  • About
    • Foundation
    • Directors & Officers
    • Community Commitment
    • Main and Ferry Office Rental
    • News & Noteworthy
    • Careers
    • Hours & Locations
    • Contact Us
  • Rates
    • Deposit Rates
    • Mortgage Rates
    • Consumer Loan Rates
    • Calculators
Register for Online Banking
Personal Online Banking
Business Online Banking
Register for Online Banking
Personal Online Banking
Business Online Banking
  • Security & Privacy
  • |
  • Privacy Notice
  • |
  • CRA Policy
  • |
  • Careers
Facebook

Telephone: 1.860.889.7381

Equal Housing Lender - Member FDIC

© 2025 Eastern Connecticut Savings Bank. All Rights Reserved.

Amid recent financial industry news, we want to assure you that we are a well-capitalized mutual savings bank with its only priority to serve our customers. Eastern Connecticut Savings Bank has been dedicated to serving the local community since 1915, and we continue to do so today.

At ECSB, our business model differs from those making headlines, as we do not specialize in services such as cryptocurrency or venture capital. We are not beholden to stock investors. We reinvest locally by providing a mortgage to your neighbor or a loan to the small business just around the corner.

We want to remind you during this time that we are FDIC insured and that no one has ever lost a dime of FDIC-insured deposits. We are here to support you and answer any questions you may have regarding FDIC coverage, and urge you to visit https://www.fdic.gov/ for more information. Thank you for choosing Eastern Connecticut Savings Bank.

We are using cookies to give you the best experience on our website.

You can find out more about which cookies we are using or switch them off in .

Powered by  GDPR Cookie Compliance
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.

Strictly Necessary Cookies

Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings.

If you disable this cookie, we will not be able to save your preferences. This means that every time you visit this website you will need to enable or disable cookies again.

3rd Party Cookies

This website uses Google Analytics to collect anonymous information such as the number of visitors to the site, and the most popular pages.

Keeping this cookie enabled helps us to improve our website.

Please enable Strictly Necessary Cookies first so that we can save your preferences!