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Eastern Connecticut Savings BankEastern Connecticut Savings Bank

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Home Personal Checking Accounts Everyday Checking

Everyday Checking

Looking for an affordable way to manage your money? Our Everyday Checking account offers the tools and resources you need to meet your financial goals without checks and paper statements, so it’s also good for the environment!

  • $25 minimum opening deposit and no minimum balance requirement
  • Low monthly service charge of $5.00
  • No overdraft or insufficient funds fees1
  • Mastercard® Debit Card
  • No Eastern CT Savings Bank charges for ATM withdrawls2
  • Surcharge-free access to cash at ATM’s in the SUM Network
  • Online Banking with Bill Pay
  • Mobile Banking3 with Mobile Check Deposit

This is a checkless account and checks may not be written on this account. Only checks issued from our bill payment service are allowed. If you write any checks and they post to your account, we reserve the right to convert your account to a Simply Free Checking account.

How to Open

1 If you do not have sufficient funds available in your account to cover a transaction then the transaction will be declined in most cases. In the case that your account is overdrawn you will not be charged an Overdraft or Insufficient Funds Fee. It may be possible for your account to have a negative balance, for example, if a check you cash or deposit is returned unpaid.

2 Other ATM owners/operators may impose a fee for use.

3Mobile carrier fees may apply

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Checking Accounts

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News

  • Information for Debit Card Holders June 7, 2023

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Eastern CT Savings Bank logo
  • Personal
    • Checking Accounts
    • Savings
    • Retirement (IRA/SEP)
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    • Mortgage Rates
    • Consumer Loan Rates
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Telephone: 1.860.889.7381

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© 2025 Eastern Connecticut Savings Bank. All Rights Reserved.

Amid recent financial industry news, we want to assure you that we are a well-capitalized mutual savings bank with its only priority to serve our customers. Eastern Connecticut Savings Bank has been dedicated to serving the local community since 1915, and we continue to do so today.

At ECSB, our business model differs from those making headlines, as we do not specialize in services such as cryptocurrency or venture capital. We are not beholden to stock investors. We reinvest locally by providing a mortgage to your neighbor or a loan to the small business just around the corner.

We want to remind you during this time that we are FDIC insured and that no one has ever lost a dime of FDIC-insured deposits. We are here to support you and answer any questions you may have regarding FDIC coverage, and urge you to visit https://www.fdic.gov/ for more information. Thank you for choosing Eastern Connecticut Savings Bank.

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